How interest really works
Compound against simple, and why the length of time usually matters more than the amount. This is the one that surprises people most.
Coming soon
Step one
The mechanics, in plain words.
Short pieces you can read in any order. Every figure carries the source it came from and the date it was checked. Nothing here evaluates or ranks a product, because we’re not licensed to do that and we wouldn’t anyway.
Education onlyGeneral, factual information. Not financial advice, general or personal. We hold no AFSL and give no advice.
The pieces we’re writing first
What your payslip says
Gross, net, and everything taken out in between. Most people have never had a line of it explained to them.
Coming soon
Where the tax actually goes
Brackets, thresholds, what gets withheld and why the number moves. Plain arithmetic, not politics.
Coming soon
The words nobody explains
Comparison rate, preservation age, offset, redraw, indexation. What each one means, in the words you’d use yourself.
Coming soon
Habits that hold
Paying yourself first, looking once a month, naming what’s coming before it arrives. Small, repeatable, and they work at any income.
Coming soon
Talking about it
With a partner without it turning into a row, and with a teenager who’s just started earning and isn’t listening yet.
Coming soon